An yearly snapshot at my accounts.
Oct 30, 2025 — Other writings
A yearly snapshot of my life, finances, and progress toward financial independence.
Allocations across two years. 1
| Year | NAB CC | QANTAS CC | Mama | VSL | SSL | HELP | ASSL |
|---|---|---|---|---|---|---|---|
| ’26 Q1 | |||||||
| ’25 Q4 | $16 000 | $0 | $8 000 | $3 760 | $15 114 | $44 337 | $4 087 |
| ’25 Q3 | $16 000 | $0 | $8 000 | $3 000 | $2 000 | $45 000 | $1 500 |
| Year | Monthly spending | NW | Assets | Liabilities | Memo |
|---|---|---|---|---|---|
| 2025 | — | — | — | — | Will update on December 31st. |
| 2024 | $76 580 | Similar to 2023. | $0 | $55 000 | For some reason, my outgoing expense is more than my income. That’s concerning. |
| 2023 | $5 691 | > -$50 000 | $3 791 | $47 000 | Approxmating cause dipstick here didn’t think to track. |
Before 2024 I barely tracked the flow of my money, I was so focus on “living the good life”. Keeping up the Jones as per say. Imagine what I could have in terms of income-generating assets if I had that spare cash, maybe a rental and potientally dropping my role to PT.
Alyeksandr, let bygones by bygones. You can only focus on the here and now.
In 2025 I realised I will be working til the day where my body breaks down, til the day I hit 65 years old. No! I will retire as soon as possible to experience the pleasure of life. I will work til I can achieve self-sustainabilty.
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The allocation is accurate at November 2025. ↩